South Carolina
Medicare Supplement Insurance

Medicare is a national health insurance
scheme which helps pay medical costs for
South Carolina residents aged sixty-five and
over. It covers a range of health care
divided into Hospital Insurance (Part A)
and Medical Insurance (Part B). Hospital
Insurance covers the costs of hospital
treatment and some benefits for skilled
nursing and home aftercare. Medical
Insurance covers doctors’ bills,
hospital treatment as an outpatient, and
other allowed costs not covered by
Hospital Insurance.
Because
a standard Medicare policy does not
cover everything, a range of Medicare
Supplement Plans (sometimes called
“MediGap Insurance”) have been created
to provide South Carolina seniors the option of
covering a wider range of treatments and
care. These supplements are available in
ten standard plans (although not all
States approve all supplements and some
offer additions). and are sold by
private insurance companies.
The
supplements may either provide extra
money for expenses that Medicare does
not meet in full, or they may extend the
range of healthcare to include
treatments and care that Medicare does
not finance or only finances for a
limited period. Among such additional
features are extended hospital care,
longer periods of nursing home, some
overseas emergency care, and
contribution to costs of prescription
drugs.
Because
the range of supplements available is
large and very detailed, and what you
get depends entirely on the Supplement
plan you select it is a good idea to get
expert advice on what different
supplement plans are offered in South Carolina
before buying MediGap Insurance. |