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Guide to Debt Management and  Credit Counseling

 
Debt Management & Credit Counseling - Browse by State
 

Finding yourself in a difficult debt position can be one of the most frightening feelings you can experience.  You need help, but it’s very hard to think clearly in this situation; the best thing to do is to go and talk to the professionals.  If there’s one thing for sure, they have heard it all before, and they will be able to give you a pathway out of your predicament. 

 

Debt management and credit counseling often go together, but in fact debt management is the most immediate of your needs.  Professional debt managers will negotiate with the companies that you owe money to, to reschedule your debt and even reduce the interest rates that you are paying.  If you have more than one major debt, the debt management company may help you by consolidating payments, giving you one sum per month to cover all your debts.  They will work with you to manage your monthly budget,  and then will help you to monitor what is happening.

 

Credit counseling will help you to improve your credit record and your credit scores, so that you can get back to a normal financial life.

 

Debt is a problem, but working out the best solutions starts with help from the professionals.

 

Select a State below to request complimentary information from one of our featured debt management partners  in your state:
 

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

District Columbia

Florida

Georgia

Hawaii

Idaho

 

 

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

 

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

West Virginia

Wisconsin

Wyoming

Our Featured Debt Management Partners

CrediClear can help you reduce your interest rates

Credit Problem?
No problem! Apply for a home equity loan to consolidate debt.

 

$250 Discount Offer — Discount of up to $250 is based on the number of application steps completed online and will be applied toward your closing costs if you apply online and your loan funds with Countrywide Home Loans.

 

Countrywide Home Loans Feature:

  • Low Monthly Payments

  • Reduced Paperwork

  • FAST, Upfront Approvals

  • Low application fees

Request Information from Countrywide Home Loans
 

 

CrediClear can help you reduce your interest rates

 

 

CrediClear can help you reduce your interest rates

Is your debt spiraling out of control? Debt Relief Network can help reduce harassing creditor calls, avoid bankruptcy and eventually improve your credit before your credit is ruined forever.

Request Information from Debt Relief Network

 

CrediClear can help you reduce your interest rates

Let the best lenders battle for your business right now. At GuidetoLenders.com, you’ll get competitive loan quotes from up to four lenders, so you can take advantage of today’s interest rates while they’re still low. Refinance, improve your home, take a vacation or pay for your child’s college education. Consolidate all of your bills into one and cut your debt with a Debt Consolidation loan. No need to worry about your credit—all credit types are OK.

 

Request Information from Guide to Lenders

 

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Featured  Partner


Free home equity loan consultation from Countrywide Home Loans.

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Should You Refinance?
What is Debt Management?
Why Consolidate Debt?
 

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